Akoya · Rate Limits

Akoya Rate Limits

Akoya's data-provider banks each impose their own rate limits per the FDX standard. Recipients should expect roughly 60-120 requests per minute per (data provider, recipient) pair, with stricter caps on transaction history endpoints. Throttled requests return HTTP 429.

2 Limits Throttle: 429
Open BankingRate Limiting

Limits

Per data-provider per-minute data_provider
requests_per_minute
60
Varies; many banks cap closer to 30 rpm for transactions endpoints.
PSD2-equivalent SCA cadence (Reg E aligned) end_user
refreshes_per_day
-1
Per data-provider policy; honor refresh-token expiry and user re-consent.

Policies

Token Refresh
Honor data-provider refresh-token cadence; re-prompt user when token expires.
Backoff Strategy
Honor 429 Retry-After and apply exponential backoff with jitter.

Sources