Bank of America · Rate Limits
Bank Of America Rate Limits
Bank of America's CashPro API rate limits are not publicly documented. Limits and capacity guarantees are scoped per CashPro client and disclosed during onboarding through the CashPro Developer Studio. No numeric per-second or per-minute values are asserted here.
1 Limits
Throttle: 429
BankingCorporate BankingCashProRate Limiting
Limits
Per-client throttle client
see CashPro Developer Studio onboarding documentation
Limits are scoped to the client/application registered through CashPro Developer Studio.
Policies
Backoff Strategy
Use exponential backoff with jitter on 429 responses; honor Retry-After if returned.
Idempotency
Payment-initiation endpoints commonly require idempotency keys; retries without an idempotency key risk duplicate transactions.
Banking-Hours Capacity
Some payment rails (wires, same-day ACH) have cutoff times that effectively constrain throughput regardless of API rate limits.
Onboarding-Defined Capacity
Application-level capacity is set during CashPro onboarding; raise via your relationship manager.